Airtime, data, and bills, all from one fast, reliable wallet
Built for reliability. Transactions go through fast, every time, with instant delivery on airtime, data, and bills. No more failed purchases wasting your money.
Everything in one place
All your services, one wallet, one login.
Airtime
All networks, instant delivery
Data
Cheap bundles, all networks
Cable TV
DSTV, GOtv, StarTimes
Electricity
Prepaid & postpaid tokens
Exam PINs
WAEC, NECO, JAMB
Airtime to Cash
Convert airtime to wallet funds
Buy ePIN
Instant PINs for redemption
Bulk Airtime
Send airtime to many numbers at once
Bulk Data
Send data to many numbers at once
International Airtime & Data
Top up a phone number in another country
How ZamoraxPay works
Four simple steps from sign up to delivery.
Create your account
Sign up with your email and phone number. It takes less than a minute and costs nothing.
Fund your wallet
Add money securely with Korapay. Your balance is ready to spend as soon as the payment clears.
Choose what to buy
Pick airtime, data, cable TV, electricity or an exam PIN, enter the details, and confirm.
Get it delivered
Your order goes to the best available provider. If one is down, the next takes over automatically.
Why people trust ZamoraxPay
We built ZamoraxPay after seeing too many failed top-ups and slow refunds. Here is how we try to do better.
Multiple providers
Orders are routed through several independent providers, so one outage does not stop your purchase.
Automatic refunds
If a purchase fails after every provider has been tried, your money returns to your wallet by itself.
Clear records
Every transaction has a reference and sits in your history, so you always know what you paid for.
Real support
Reach a real person by email or phone if something looks wrong. Details are on our contact page.
Get rewarded for every purchase
Cashback, referral bonuses, daily streaks, and prizes, all credited to your ZamoraxPay wallet.
Cashback
Get cashback on eligible purchases and move it to your wallet whenever you like.
Referral bonus
Invite friends to ZamoraxPay and receive a bonus when they make their first purchase.
Daily check-in streak
Check in daily to build a streak and earn extra wallet credit for staying active.
Reward Spins
Use your reward spins to earn wallet credit, airtime and data vouchers, and purchase discounts.
From the blog
Guides, updates, and tips.
Tech News
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Biggest Fintech News in Nigeria This Month (October 2026)
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Starlink and Satellite Internet in Nigeria: What It Means for You
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How USSD Still Powers Nigerian Fintech Behind the Scenes
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Financial Inclusion in Nigeria: How Mobile-First Fintech Is Closing the Gap
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Understanding Transaction Limits: Why Apps Cap How Much You Can Send or Spend Daily
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The True Cost of "Small Small" Spending: How Micro-Payments Add Up Monthly
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Virtual Cards Explained: How They Work and When to Use One
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Why Some Fintech Apps Ask for a Selfie or Video Verification
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Guides
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A clear price list sells for you all day. Here is how to build one that is easy to read, builds trust and gets forwarded to new customers
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How to Spot and Avoid Online Recharge Scams
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Inflation Is Eating Your Profit Even When Sales Look Good: A Small Business Survival Guide
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How Nigerian Small Businesses Can Survive the Flood of Cheap Chinese Imports
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Building a Business That Survives Without You in the Room
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Why Most Nigerian Businesses Underprice Their Products (and How to Fix It)
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What Your Bank Statement Reveals About Your Spending Personality
22 Sept 2026
How to Negotiate Salary or Rate Increases With Real Numbers
22 Sept 2026
Handling Customer Complaints as a Data/Airtime Reseller
22 Sept 2026
Why Your Data Bundle Finishes Faster Than You Expect (and How to Track It)
18 Sept 2026
Network News
See more →What Is a Network Tariff Review and Why It Matters
4 Oct 2026
4G vs 5G in Nigeria: What You Need to Know
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New Data Plans in Nigeria: What's Available Right Now
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Seasonal Demand Spikes: Preparing Your Reseller Stock for Exam and Holiday Season
22 Sept 2026
SME vs Gifting vs Corporate Data Plans: What's the Real Difference
18 Sept 2026
The Real Cost of Using Multiple Apps for Airtime, Data, and Bills
18 Sept 2026
Solving Downtime: What Happens When a Data Provider Goes Offline
15 Sept 2026
Airtime vs Data: Understanding Where Your Money Actually Goes Each Month
12 Sept 2026
How Naira Devaluation Affects Your Data and Airtime Costs
12 Sept 2026
How to Spot and Avoid Fake Airtime and Data Vendor Scams
12 Sept 2026
Promotions
See more →Spin & Win: How to Win Free Data
Learn how Spin & Win works on Zamorax Pay: how to earn tickets, what prizes you can win, the odds, and tips to get more from every spin.
4 Oct 2026
Refer a Friend and Both Earn a Bonus
4 Oct 2026
Refer a Friend on ZamoraxPay and Get Rewarded
4 Oct 2026
How to Make Money on ZamoraxPay: Spin, Cashback, Referrals, and Reselling Explained
22 Sept 2026
From Reseller to Small Business: Scaling Beyond VTU
22 Sept 2026
When to Register Your Business: CAC Timing That Actually Matters
22 Sept 2026
Retail vs. Wholesale Pricing in Nigerian Fintech: What Resellers Need to Know
15 Sept 2026
How Zamorax Makes Buying and Selling Online Actually Safe
13 Sept 2026
Should You Invest or Pay Off Debt First? A Simple Way to Decide
12 Sept 2026
Dollar Savings vs Naira Savings: Where Should Your Money Actually Sit?
12 Sept 2026
Ready to get started?
Sign up in under a minute and fund your wallet to make your first purchase.
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